Acceptance of Terms
By accessing and using the Prime Elite website and services, you accept and agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.
Eligibility
You must be at least 18 years of age and a legal resident of India to apply for our credit card products. All applications are subject to credit approval and verification.
Credit Card Terms
Credit card issuance is subject to eligibility criteria, credit assessment, and regulatory compliance. Interest rates, fees, and charges are disclosed in the Schedule of Charges provided with your card agreement.
User Responsibilities
You agree to provide accurate information during application, maintain confidentiality of your account credentials, and notify us immediately of any unauthorized use.
Intellectual Property
All content, trademarks, and materials on this website are owned by Prime Elite or its licensors and are protected by intellectual property laws.
Limitation of Liability
Prime Elite shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
Disclaimer
To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:
- limit or exclude our or your liability for death or personal injury resulting from negligence;
- limit or exclude our or your liability for fraud or fraudulent misrepresentation;
- limit any of our or your liabilities in any way that is not permitted under applicable law; or
- exclude any of our or your liabilities that may not be excluded under applicable law.
Governing Law
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai, India.
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective upon posting to our website. Continued use after changes constitutes acceptance.